Frequently Asked Questions

Browse the list of most frequently asked questions below and find the answer you need.

1) What is this website and how can I use it?
We are a totally free website where you can submit a loan request online and receive a decision in quick time. That’s right: you don’t have to pay us anything. And you don’t have to go anywhere or to stand in a long waiting line.
2) How can I submit my request with you?
We prepared a very simple form for you to fill in. When you’re done with it, just press one button to submit your request and wait a bit. Your request will be processed and answered soon.
3) What are the requirements for using your website?
We have a very short list of requirements here:
  • legally reside in the United States;
  • are 18 years old or older;
  • have a stable source of income.
If you want to get more info about our website, visit the section for Terms of Use.
4) And what about my credit score?
Every credit score is welcome here. It’s easier to get a deal when your score is OK, but having a less-than-perfect one doesn’t prevent you from submitting a request. Try it out and see where it goes!
5) But if I don’t like the terms of my offer, what can I do?
If the offer doesn’t satisfy you, you can simply decline it. You are under no obligation to proceed. There are no fines or penalties if you decide to walk away.
6) Is my information safe with you?
Absolutely. We’ve implemented advanced safety measures and keep your data secure. For more details, see our Privacy Policy.
7) What is a personal loan?
It’s a credit product that allows you to borrow a lump sum and repay it over time in fixed installments. It typically comes with a fixed interest rate.